Dear Member:
It's hard to believe a new year is almost upon us. As we move in to 2011, I would like to express my deep appreciation for your business and thank you for banking with Fox Chase Bank.
Because of your support, we remain a strong company, with ample capital and liquidity to care for your financial needs while keeping you safe, sound and secure. For this we are grateful.
I hope you enjoy the Holiday season and all that it has to offer. On behalf of the Board of Directors and Management Team of Fox Chase Bank, it is my privilege to wish you a very Happy Hanukkah, Merry Christmas and Happy New Year.
Regards,

Tom Petro
President and CEO
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